What You’ll Learn:
- The difference between paying cash, using a solar loan, or signing a solar lease
- How a HELOC (Home Equity Line of Credit) can power your solar project
- The pros and cons of each option
- Who our trusted financing partners are and how they help you save
- Why ShopSolar.ai gives you more control, less fluff, and faster results
Gone are the days when solar was only for millionaires or off-grid cabin dwellers. Thanks to flexible financing options and falling equipment prices, going solar is more affordable than ever — often with $0 upfront cost.
Whether you want to pay cash, finance over time, or avoid ownership altogether, we’ve got a solution. And unlike other companies, ShopSolar.ai partners directly with lenders — no commissions, no markups, just transparent savings.
Pay once. Save for decades.
If you’re able to pay for your complete solar system for home price upfront, you’ll enjoy:
- Maximum lifetime savings
- Full ownership and warranty control
- Eligibility for the 30% Federal Tax Credit (ITC)
- No monthly payments or interest
It’s the most straightforward way to get solar — and the most rewarding long-term.
Flexible monthly payments, full system ownership
Want to go solar but keep your cash in your wallet? Enter: solar loans.
- Spread payments over 5–25 years
- Keep the ITC and system ownership
- Often available with $0 down
- Competitive fixed interest rates
Our Partner: Sunlight Financial
One of the top names in residential solar loans, offering fast approvals and simple terms for solar installation financing and home improvement loans.
Loans help you take control of your energy bills — without blowing up your budget.
No ownership, just predictable payments
With a solar lease or Power Purchase Agreement (PPA):
- You pay nothing upfront
- The system is installed and owned by a third party
- You make fixed monthly payments (lease) or pay per kWh (PPA)
- No tax credit, no maintenance responsibility
Our Partner: GoodLeap
A leading platform for solar lease programs designed to keep things simple for homeowners who want the benefits of solar without the commitment of ownership.
Use your equity to cut your electric bill
A HELOC is a revolving credit line secured by your home — often with lower rates than personal loans or credit cards.
- You draw only what you need
- Interest may be tax-deductible (consult a tax advisor)
- You still qualify for the 30% federal incentive
Our Partner: Figure.com
Fast, paperless HELOCs to help you fund solar and other upgrades with flexibility and speed.
Why choose us over the big-box solar bros?
- We don’t pad your financing with sales commissions
- You get the best price for home solar systems, period
- Our platform lets you buy solar online and compare real options
- We work with vetted lenders, not whoever pays us the biggest kickback
Ready to see your numbers? Start with our quote widget below and explore your financing plan today.
Going solar is one of the smartest financial decisions a homeowner can make — especially when you pick the right financing path. Whether you go cash, loan, lease, or HELOC, ShopSolar.ai is here to help you save more, faster, with no hidden surprises.
🔗 Explore Financing Options Now
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